TD Minimum Chequing Account

TD's low-volume chequing account with a $3.95 normal monthly fee and 12 included transactions.

At a glance

Monthly fee
$3.95
Monthly transactions
12
Monthly Interac e-Transfers
12
Interest
See details

Overview

The allowance includes limited full-service activity. Restricted or temporary fee concessions are not treated as the normal account price.

Features and access

Monthly fees and transactions

Monthly fee
$3.95The normal monthly fee is $3.95; restricted and temporary concessions are not general waivers.
Monthly transactions
12Twelve transactions are included monthly; including up to two full-service transactions.

Transfers

Monthly Interac e-Transfers
12Sending has no separate service fee but consumes the shared 12-transaction allowance; additional transactions cost $1.25 each.

Card and payments

Payment card
YesTD Access Card with Visa Debit access is supported.

Cash and branch access

Cash deposits
TD branch ATMs + tellersTD branch ATMs automatically count physical cash deposits, and teller deposits are available at TD branches. Standalone TD ATMs are not represented as deposit-capable.
Cash withdrawals
TD ATMs + branchesCash withdrawals are available at any TD ATM in Canada and at TD branches. Non-TD provider charges range from $2 to $5 by geography; operator and foreign-exchange fees can also apply.
Branch access
YesTwo full-service transactions are included monthly.

Cheques and ownership

Cheque writing
YesCheque writing is supported and written cheques count toward the monthly transaction allowance.
Cheque deposits
YesEligible Canadian-dollar cheques can be deposited through TD Mobile Deposit, ATMs, or branches.
Joint account
UnknownJoint-account support was not established by the reviewed material.

Interest

Interest rate
See detailsThe reviewed material does not establish an account interest rate.

Deposit protection

Eligible deposits are held directly at TD Bank; a CDIC member; subject to CDIC limits and categories.