RBC Day to Day Banking Account

Overview

The standard monthly price remains $4 when comparing products. Value Program reductions are a rebate path, not the account's normal fee.

Monthly fee: $4The normal fee is $4.00; the generally available Value Program can rebate it when its conditions are met.
Monthly transactions: 12Twelve debit transactions are included monthly; specified excluded transaction types do not consume the allowance.

Monthly Interac e-Transfers: UnlimitedRBC markets Interac e-Transfers as unlimited and excludes them from the debit allowance. Its legal disclosure caps free transfers at 999 per account monthly; additional transfers cost $1 each.

Payment card: YesRBC Client Card and Virtual Visa Debit access are supported.

Cash deposits: RBC branch ATMsRBC branch ATMs accept physical-cash deposits, make verified cash immediately accessible, and apply customer-specific daily limits.
Cash withdrawals: RBC + supported ATMsCash withdrawals are available at RBC, Interac, and PLUS ATMs and RBC branches. Non-RBC provider fees, operator convenience fees, foreign conversion, and customer-specific limits can apply.
Branch access: YesRBC branch service is available.

Cheque writing: YesPersonalized cheques are available for a fee.
Cheque deposits: YesCheque deposits are supported under RBC's deposit-account terms through available deposit channels.
Joint account: UnknownJoint-account support was not established by the reviewed product material.

Interest rate: See detailsThe reviewed material does not establish an account interest rate.

Eligible deposits are held directly at Royal Bank of Canada; a CDIC member; subject to CDIC limits and categories.