Essential Chequing Package

A $3 Meridian package with separate self-serve, branch, cheque, and Interac e-Transfer allowances.

At a glance

Monthly fee
$3
Monthly transactions
15
Monthly Interac e-Transfers
4
Interest
See details

Overview

The package's allowances are not interchangeable: self-serve transactions, branch activity, cheques, and Interac e-Transfers each have their own included amounts.

Features and access

Monthly fees and transactions

Monthly fee
$3The normal recurring monthly fee is $3.00.
Monthly transactions
15Fifteen self-serve transactions are included; five branch transactions and two cheques have separate allowances.

Transfers

Monthly Interac e-Transfers
4Four transfers are rebated under the package terms; additional transfers cost extra.

Card and payments

Payment card
YesMeridian debit-card access is supported.

Cash and branch access

Cash deposits
Select ATMsMeridian explicitly permits physical-cash deposits at select ATMs; it does not represent every Meridian or THE EXCHANGE ATM as deposit-capable.
Cash withdrawals
Meridian + THE EXCHANGEMeridian and THE EXCHANGE ATM withdrawals are surcharge-free and consume the package's transaction allowance. Allpoint access is available in the US; other-network fees were not established.
Branch access
YesFive in-branch transactions are included monthly.

Cheques and ownership

Cheque writing
YesTwo cheques drawn on the account are included monthly.
Cheque deposits
YesMobile cheque deposit is supported, and select ATMs accept cheque deposits.
Joint account
UnknownJoint-account support was not established by the reviewed product material.

Interest

Interest rate
See detailsThe reviewed material does not establish an account interest rate.

Deposit protection

Eligible non-registered Canadian-dollar deposits are insured through Ontario's FSRA framework up to its applicable limit and aggregation rules.