Free Chequing, Free Debit and More Account

Overview

The account combines branch and digital access without a recurring monthly fee. Sending an Interac e-Transfer costs $1.50, although receiving is free, so the account does not meet this catalog's no-fee guide baseline.

Cheques drawn on the account are included without a per-cheque transaction charge. Cheque orders cost extra unless an age-based benefit applies.

Ding Free and THE EXCHANGE withdrawals are free. Other Canadian and international ATM use can add Coast Capital, administration, and operator charges.

Features and access

Monthly fees and transactions

Monthly fee: $0The normal recurring monthly fee is $0.
Monthly transactions: UnlimitedUnlimited supported debit and everyday transactions are included.

Transfers

Monthly Interac e-Transfers: 0Sending an Interac e-Transfer costs $1.50; receiving is free.

Card and payments

Payment card: YesCoast Capital debit-card access is supported.

Cash and branch access

Cash deposits: Coast Capital branches in British ColumbiaPhysical cash can be deposited in person at Coast Capital branches in British Columbia, and Free Chequing in-branch deposits have no Coast Capital fee. Free deposits are also supported at Coast Capital and THE EXCHANGE Network ATMs across Canada, but reviewed personal-account sources do not explicitly establish that those ATM deposits accept banknotes or coins. Cash limits, coin handling, and availability timing are unpublished.
Cash withdrawals: UnknownCurrent official cash-withdrawal routes, fees, limits, and geography could not be re-established because the provider sources were unavailable during review.
Branch access: YesCoast Capital branch service is available.

Cheques and ownership

Cheque writing: YesCheques drawn on the account are included without a per-cheque transaction charge. Cheque orders cost extra unless an age-based benefit applies.
Cheque deposits: UnknownCheque-deposit support was not established because current provider sources were unavailable during review.
Joint account: UnknownJoint-account support was not established by the reviewed product material.

Interest

Interest rate: NoneThe account is not presented as interest-bearing.

Deposit protection

Eligible deposits are held directly at Coast Capital Savings Federal Credit Union; a CDIC member; subject to CDIC limits and categories.